From financialnewswire.com.au: SMSF investors are encouraged to reevaluate their cash and equities allocations due to declining deposit interest rates and volatility in stock markets.

Cash investments have reached $161.4 billion, accounting for 16% of SMSF assets, while equities have also seen losses, with significant investments in shares totaling $277.6 billion or 27.2% of assets.

SMSFs should consider reallocating funds to private credit investments, which offer higher yields, as a strategy for better returns amidst current financial challenges.