From www.fssuper.com.au: Defined benefit plans aimed to ensure adequate retirement funds, but the shift to defined contribution (DC) plans raises concerns about employees’ retirement readiness.

Incorporating alternative investments into DC plans may provide diversification and potential for improved risk-adjusted returns, despite challenges related to liquidity and valuation.

Research indicates a significant lack of confidence among employees regarding their financial security in retirement, prompting plan sponsors to reconsider their investment strategies.