From www.journalofaccountancy.com: (US context) The 25th annual Transamerica Retirement Survey reveals that nearly 70% of respondents worry they may not save enough for retirement, despite a general positive outlook on the concept of retirement, with “freedom” being the most commonly associated word.

Many anticipate working in retirement, with over half planning to work part-time due to financial and health reasons, while nearly half expect self-funded savings to be their primary source of retirement income.

Concerns about Social Security’s future persist, as 72% doubt its availability when they reach retirement age.