multi-factor authentication is for your eyes only

From faaa.au: Scammers are increasingly using techniques to bypass Multi-Factor Authentication, relying on stolen usernames and passwords obtained through methods like Credential Stuffing.

Once they acquire MFA codes, scammers can impersonate victims and access their accounts.… read more

A loan agreement is necessary if the lender is not identified

From www.smsfadviser.com: A loan agreement is essential for compliance during SMSF audits when the lender is not identified, according to industry expert Peter Johnson.

Without a loan agreement, auditors cannot ascertain if the loan arrangement meets necessary regulations, especially regarding limited recourse borrowing arrangements (LRBAs).… read more