Are annuities the answer to the fear of running out?
From www.moneymag.com.au: Many Australians are hesitant to draw down their superannuation savings due to fears of running out of money in retirement, according to … read more
Superannuation
How to invest in the share market in 2025
From prosolution.com.au: Investing through index funds is favored over actively managed funds due to its proven track record of better performance and lower risk, … read more
APRA confirms life insurer/super fund profit share deals
From financialnewswire.com.au: The Australian Prudential Regulation Authority has confirmed that profit-sharing arrangements between life insurers and superannuation trustees exist, primarily through premium adjustment mechanisms … read more
Report: block super fund advice pending retirement performance test
From www.professionalplanner.com.au: Superannuation funds should be barred from offering personalized financial advice until all account-based pension products are subject to an APRA performance test, … read more
ETFs surge as a passive investment
From smallcaps.com.au: ETFs have surged in popularity in Australia, with investment reaching $200 billion by the end of 2024, marking a significant move towards … read more
Supercharged retirement: super with ABP
From retirementessentials.com.au: Retirees can enhance their superannuation strategy by rolling back their Account-Based Pension into super and making new contributions, despite the limitations of … read more
industry funds retirement advice 2025 wish list
From financialnewswire.com.au: Industry superannuation funds are advocating for the ability to provide members with on-demand retirement income estimates as part of their 2025 policy … read more
Insurance and SMSFs – part 2
From www.smsfadviser.com: The second part of the series on insurance through Self-Managed Super Funds discusses a lesser-known strategy involving tax deductions for future liabilities … read more
‘Potentially huge’ deduction for SMSFs
From www.smsfadviser.com: A lesser-known benefit of SMSFs can enable significant life insurance deductions.
The Future Service Benefit under Section 295-470 of the Income Tax … read more
Retirement income risk under Coalition plans
Reported at www.actu.org.au: The ACTU warns that a proposed reduction of the superannuation guarantee from 12% to 9% by Coalition members could cost an … read more
Pension funds face liquidity risks
From www.financialstandard.com.au: Nearly one in five pension funds may face liquidity risks as they increase allocations to private assets, a survey indicates.
The study, … read more
The benefits of super funds merging
From www.moneymag.com.au: Consolidation among Australian superannuation funds is increasing, driven by regulatory changes and market forces, which benefits members through lower fees and enhanced … read more
SMSFs need a ‘holistic approach’ to property
From www.smsfadviser.com: Australians are increasingly using SMSFs to invest in property, with asset allocation growing 26.4% to $55.2 billion from June 2021 to June … read more
Litigation over estate benefits set to ‘escalate’
From www.smsfadviser.com: Litigation involving SMSFs and member benefits upon death or incapacity is increasing, driven largely by the intergenerational wealth transfer among Baby Boomers.… read more
APRA’s $70,000 Christmas bash – in whose interest?
From financialnewswire.com.au: Australian Prudential Regulation Authority faced scrutiny from Labor Senator Tony Sheldon, who questioned whether expenditures funded by supervisory levies, such as a … read more